What is BHIM app?
With the BHIM app, anyone
can send or request money through the app to make a digital payment. The app is
linked to your bank account, so you don’t have to load money in it unlike a
wallet, and a merchant does not have to worry about transferring the money back
to their bank account.
How to download BHIMP app?
Download the BHIM app by the
National Payments Corporation of India (NPCI) on Google Play to start using the
free Android app.
How to download BHIM app for
iPhone?
BHIM app is presently now
available on Android and will come to iPhone ‘soon’.
How do I use BHIM app?
After you download the BHIM
app, you’ll have to register your bank account through the app, and set a UPI
PIN. Your mobile number is your payment address, and you can start transacting.
Through the app, you can send or receive money to a phone number, check
balance, or scan a QR code to make a payment without sharing a phone number. Using
the BHIM app, money can also be sent to non-UPI banks through IFSC, like you do
with normal net banking.
Does the BHIM app work on
feature phones?
Apart from the Android app,
the interface behind the BHIM app can be accessed using USSD (Unstructured
Supplementary Service Data) from feature phones – you will need to dial *99# to
access it. With this method, an Internet connection will not be required to use
the core functionality behind the BHIM app.
What banks support the BHIM
app?
All the major banks are
supported by the BHIM app – as long as the bank supports UPI, you will be able
to access your money through the BHIM app.
The list of banks supported
by the BHIM app is as follows:
| Allahabad Bank | ICICI Bank |
| Andhra Bank | IDBI Bank |
| Axis Bank | IDFC Bank |
| Bank of Baroda | Indian Bank |
| Bank of India | Indian Overseas Bank |
| Bank of Maharashtra | IndusInd Bank |
| Canara Bank | Karnataka Bank |
| Catholic Syrian Bank | Karur Vysya Bank |
| Central Bank of India | Kotak Mahindra Bank |
| DCB Bank | Oriental Bank of Commerce |
| Dena Bank | Punjab National Bank |
| Federal Bank | RBL Bank |
| HDFC Bank | South Indian Bank |
| Standard Chartered Bank | State Bank of India |
| Syndicate Bank | Union Bank of India |
| United Bank of India | Vijaya Bank |
What
are the BHIM app transaction limits?
There is a maximum of Rs.
10,000 per transaction permitted, and Rs. 20,000 within 24 hours. #ApurvGourav #BHIM #UPI
