Bharat Interface For Money ( BHIM )

What is BHIM app?

With the BHIM app, anyone can send or request money through the app to make a digital payment. The app is linked to your bank account, so you don’t have to load money in it unlike a wallet, and a merchant does not have to worry about transferring the money back to their bank account.

How to download BHIMP app?

Download the BHIM app by the National Payments Corporation of India (NPCI) on Google Play to start using the free Android app.

How to download BHIM app for iPhone?

BHIM app is presently now available on Android and will come to iPhone ‘soon’.

How do I use BHIM app?

After you download the BHIM app, you’ll have to register your bank account through the app, and set a UPI PIN. Your mobile number is your payment address, and you can start transacting. Through the app, you can send or receive money to a phone number, check balance, or scan a QR code to make a payment without sharing a phone number. Using the BHIM app, money can also be sent to non-UPI banks through IFSC, like you do with normal net banking.

Does the BHIM app work on feature phones?

Apart from the Android app, the interface behind the BHIM app can be accessed using USSD (Unstructured Supplementary Service Data) from feature phones – you will need to dial *99# to access it. With this method, an Internet connection will not be required to use the core functionality behind the BHIM app.

What banks support the BHIM app?

All the major banks are supported by the BHIM app – as long as the bank supports UPI, you will be able to access your money through the BHIM app.

The list of banks supported by the BHIM app is as follows:

Allahabad Bank	ICICI Bank
Andhra Bank	IDBI Bank
Axis Bank	IDFC Bank
Bank of Baroda	Indian Bank
Bank of India	Indian Overseas Bank
Bank of Maharashtra	IndusInd Bank
Canara Bank	Karnataka Bank
Catholic Syrian Bank	Karur Vysya Bank
Central Bank of India	Kotak Mahindra Bank
DCB Bank	Oriental Bank of Commerce
Dena Bank	Punjab National Bank
Federal Bank	RBL Bank
HDFC Bank	South Indian Bank
Standard Chartered Bank	State Bank of India
Syndicate Bank	Union Bank of India
United Bank of India	Vijaya Bank

 

What are the BHIM app transaction limits?

There is a maximum of Rs. 10,000 per transaction permitted, and Rs. 20,000 within 24 hours. #ApurvGourav #BHIM #UPI